银行信贷、民间投资与地区经济增长——来自安徽省地级市面板数据的实证分析

Bank credit,private investment and regional economic growth——Empirical study based on panel data of prefecture-level cities in Anhui Province

增强金融服务实体经济能力,破除民营经济发展障碍关系着供给侧结构性改革的实施成效和经济的转型升级。在投融资体制的研究框架下,选取安徽省2001—2017年16个地级市的相关统计数据探讨银行信贷、民间投资与经济增长的关系。研究结果显示,民间投资能够显著推动安徽省经济增长。信贷规模支持民间投资对经济增长的作用效果要优于信贷效率。在省内的不同区域,信贷规模和信贷效率在支持民间投资对经济增长的作用效果中各有优势。因此,在改善民营经济的融资环境时,各地要因地制宜制定相关金融措施以扬长补短。

Strengthening the ability of financial service to the real economy and removing the obstacle to the development of private economy are related to the effectiveness of supply-side structural reform and the transformation and up-grading of economy.Under the research framework of the investment and financing system,the relevant statistical data of 16 prefecture-level cities in Anhui Province from 2001 to 2017 were selected to explore the relationship between bank credit,private investment and economic growth.The research results show that private investment can significantly promote the economic growth of Anhui Province.The effect of credit scale supporting private investment on economic growth is better than that of credit efficiency.In different areas of the Province,credit scale and credit efficiency have their own advantages in supporting the effect of private investment on economic growth.Therefore,when improving the financing environment of private economy,different areas should make relevant financial measures to enhance strengths and avoid weaknesses.