浅议中小企业融资问题成因及其应对策略

Discussion on the Causes and Countermeasures of Financing Problems of Small and Medium-Sized Enterprises

中小企业是国民经济的重要构成,在推动市场经济发展中发挥着关键作用。随着中小企业的崛起,其在人员就业、经济发展及社会稳定方面发挥了重要作用,同时,其也面临一系列的现实问题。融资作为企业发展的必要手段,对于企业的经营与发展极为重要。但中小企业由于受到管理因素、环境因素及信用因素等影响,无法及时有效地在金融市场进行融资,限制了中小企业的发展。

Small and medium-sized enterprises are an important part of the national economy and play a key role in promoting the development of market economy.With the rise of small and medium-sized enterprises,they play an important role in the aspects of personnel employment,economic development and social stability.At the same time,they also face a series of practical problems.As a necessary means of the development of enterprises,financing is very important for the operation and development of enterprises.However,due to the influence of management factors,environmental factors,credit factors and other factors,small and medium-sized enterprises can not timely and effectively finance in the financial market,which limits the development of small and medium-sized enterprises.