大学生信贷消费状况与信贷风险教育策略——基于江苏省大学生信贷消费情况的调查分析

Credit Consumption Status and Credit Risk Education Strategies for College Students——Investigation and Analysis on the Credit Consumption of College Students in Jiangsu Province

随着网络信贷产品的逐步发展,大学生在信贷消费市场上占有很大的份额。因此,以问卷调查的方式对江苏地区部分高校的大学生信贷消费情况和金融风险意识等进行数据采集与分析,揭示了大学生信贷消费中的问题及风险,提出加强大学生信贷风险教育的对策,以引导大学生合理信贷。

With the gradual development of network credit products,college students have a large share in the credit consumption market.Therefore,the data collection and analysis of the credit consumption and financial risk consciousness of some colleges and universities in Jiangsu area by questionnaire survey reveal the problems and risks in the credit consumption of college students,and put forward the countermeasures to strengthen the credit risk education of college students in order to guide the reasonable credit of college students.