英国金融业原则监管演进、改革与措施研究

Study on the Evolution,Reform and Measures of British Financial Industry Principle Based Supervision

论文在对英国金融业原则监管方式的历史演进过程进行梳理的基础上,结合英国金融监管改革进程,对现阶段英国原则监管改革措施进行分析,认为英国通过采取前瞻性监管方法、基础判断方法及强化高管人员责任的方式,修补了原先监管不力的缺陷,符合好监管原则的标准。最后,论文立足我国金融业双向开放背景,提出出台金融业业务原则、强化合规责任和加强金融产品事前干预的建议。

This article sorts out the historical evolution of the British financial industry's Principle based Supervision approach.This paper analyzes the current UK Principle based Supervision measures under the background of the UK's financial regulatory reform process.The UK adopts forward-looking supervision methods,judgment-based approach and strengthens the responsibility of executives to repair the defects of the original supervision,which conforms to be the standards of good supervision principles.This article suggests that China should introduce financial industry business principles,strengthen compliance responsibility and strengthen financial product intervention in advance.