外商独资公司入驻对我国保险市场的影响

The Influence of Wholly Foreign-owned Company’s Settlement on Chinese Insurance Market

随着我国改革开放程度的加深,基于我国保险市场的强大吸引力以及自2017年以来相关部门公布的一系列政策,以安联(中国)保险控股有限公司为首的一系列外资公司逐渐入驻中国,给中资公司带来了一些恐慌。通过近9年的数据分析表明,外资公司在我国保险市场的份额没有动摇到中资公司的主导地位,且部分外资公司在国内市场的水土不服或其他原因导致的成长缓慢,以及部分中资公司近些年的茁壮成长,未来几年谁主沉浮尚未定论。面对外资公司的威胁,中资公司应该在保持对政策敏感、树立中国品牌、抱着始终学习的态度、借助高科技进行全方位创新以及积极探索全球化资产配置等方面做出努力。

With the deepening of China’s reform and opening up,a series of foreign companies led by Allianz China Insurance Holding Co.,Ltd.have gradually entered China,bringing some panic to Chinese companies,based on the strong attraction of China’s insurance market and a series of policies announced by relevant authorities since 2017.Nearly nine years of data analysis shows that foreign companies in China’s insurance market share not shake to the Chinese company’s dominant position,some foreign companies in the domestic market due to acclimation or other reasons for slow growth,as well as some Chinese companies in recent years to thrive,the next few years who will win is not clear.In the face of the threat from foreign companies,Chinese companies should make efforts to remain sensitive to policy,build Chinese brands,always learn and innovate,comprehensively with high-tech and actively explore global asset allocation.