我国连片特困区普惠金融精准扶贫策略探析

An Analysis of Strategy of Financial Targeted Poverty Alleviation in Contiguous Destitute Areas

在我国2020年全面实现小康社会目标的背景下,连片特困区的扶贫脱贫成为当前最困难、最紧迫的任务。近些年,连片特困区扶贫成效显著,经济社会发展有了长足的进步,但与全国水平相比差距还较大,今后必须使用非常规的政策和手段才能保证按时脱贫,而金融作为经济发展的重要因素,应充分发挥普惠金融扶贫功能,实现普惠金融与连片特困区在制度创新、产业扶贫、城镇化及教育培训等方面的全方位融合发展,并以政策体系为保障实现连片特困区脱贫和可持续发展,从而顺利向乡村振兴过渡,最终全面实现小康社会总目标。

At present,Chinese people have been striving for building a moderately prosperous society in all respects by 2020,poverty alleviation in contiguous destitute Areas has become the most difficult and urgent task at present.In recent years,poverty alleviation in the contiguous destitute areas has achieved remarkable results with considerable progress having been made in economic and social development.However,there is still a big gap compared with the national level.Therefore,it is of great necessity to employ unconventional policies and means to ensure timely poverty alleviation.As an important factor of economic development,finance should give full play to the poverty alleviation function of inclusive finance to realize the all-round integrated development of inclusive finance and contiguous destitute areas in system innovation,industrial poverty alleviation,urbanization,education and training,and so on,and with the policy system as a guarantee to achieve contiguous destitute areas poverty alleviation and sustainable development,so as to smooth the transition to rural revitalization,and ultimately achieve the overall goal of a a moderately prosperous society in all respects.