我国普惠金融发展现状及对策分析

Present Situation and Countermeasure Analysis of Inclusive Finance in China

普惠金融是金融服务理念的提升,也是调整我国社会经济发展不平衡问题的一项制度安排,因此,研究我国普惠金融发展现状、发展水平和存在的问题并提出相应的对策具有重要意义。我国普惠金融整体发展态势良好,但在市场主体、产品与服务以及外部环境建设上仍有改进的空间。未来普惠金融的发展仍然需要政府和其他金融主体的共同努力,以尽快增加普惠金融供给,培育普惠金融需求,完善普惠金融发展环境。

Inclusive finance is the promotion of the concept of financial services,but also a system arrangement to adjust the imbalance of social and economic development in China.Therefore,it is of great significance to study the present situation,development level and existing problems of inclusive finance in China and put forward corresponding countermeasures.The overall development of inclusive finance in China is good,but there is still room for improvement in market main body,products and services and external environment construction.The development of inclusive finance in the future still needs the joint efforts of the government and other financial subjects in order to increase the supply of inclusive finance as soon as possible,cultivate the demand of inclusive finance,and perfect the development environment of inclusive finance.