2Berrios R., 2013, "The Relationship between Bank Credit Risk and Profitability and Liquidity",The International Journal of Business and Finance Research, 7(3), pp. 105-118.
3Bourke P., 1989, "Concentration and Other Determinants of Bank Profitability in Europe, North America and Australia", Jour- nal of Banking and Finance, 13, pp.65-67.
4Bordeleau 6. and C. Graham, 2010, "The Impact of Liquidity on Bank Profitability", Bank of Canada Working Paper, No. 2010-38.
5Demirguc-Kunt A., L. Laeven and R. Levine, 2004, "Regulations, Market Structure, Institutions and the Cost of Financial Inter- mediation", Journal of Money, Credit and Banking, 36, pp.593-626.
6Delis D. M. and G. Kouretas, 2011, "Interest rates and bank risk- taking", Journal of Banking and Finance, 35, pp. 840-855.
7Diamond D.W. and P. H. Dybvig, 1983, "Bank runs, deposit insurance, and liquidity", Journal of Political Economy, 91 (3),pp.401 - 419.
8Finkelstein S. and B. Boyd, 1998, "How much does CEO matter? The role of managerial discretion in the setting of CEO com- pensation", Academy of Management Journal, 41, pp. 179-199.
9Molyneux P. and J. Thornton, 1992, "Determinants of European Bank Profitability: A Note", Journal of Banking and Finance, 16(6), pp.1173-1178.
10Morris S.and H. S. Shin, 2009, "Illiquidity component of credit risk", Princeton University working paper.