老年人受骗脆弱性的理论与测量方法

Fraud Vulnerability of the Elderly:Concept,Theories,and Measurements

老年人面临着各种被骗的潜在风险,被骗后影响生活质量和社会稳定。本文基于脆弱性和受骗研究界定了老年人受骗脆弱性和特征。梳理不同理论对受骗脆弱性的影响因素分析,本文提出老年人受骗脆弱性的行为过程模型,并进一步综合比较测量老年人受骗脆弱性的主观、客观以及综合性三类方法。最后,提出未来可以从拓展老年人受骗脆弱性内涵、多学科的动态测量和针对性的干预机制等方面开展研究。

The elderly are facing various risks of being deceived,which will seriously affect the quality of life and social stability.Based on the characteristics of vulnerability,the present study defines the concept and characteristics of the elderly’s fraud vulnerability.By combining the influencing factors based on different theories,the present study proposes a process model of the elderly’s fraud vulnerability,and further comprehensively compares and measures the subjective,objective,and comprehensive methods of measuring the elderly’s fraud vulnerability and their application scope.Finally,it is proposed that future research can be carried out in terms of expanding the connotation of the elderly’s fraud vulnerability,multi-disciplinary dynamic measurements and targeted intervention mechanisms.