基于AHP-FCEM的小额担保贷款支持大学生创业融资有效性分析——以南宁市样本数据为例

AHP-FCEM-based Analysis on Effectiveness of Support of Small-sum Guaranteed Loan for College Students’Start-up Financing:Case study of the sample data of Nanning City

创业融资困难是大学生创业面临的主要问题之一,小额担保贷款是支持大学生创业融资的重要手段之一,但小额担保贷款支持大学生创业融资有效性方面还有待进行深入研究。以南宁市样本数据为例,通过AHPFCEM分析现行小额担保贷款支持大学生创业融资情况及政策,发现当前大学生创业小额贷款融资政策还存在不能满足大学生创业需求的问题。因此,需要对其体系进一步梳理。

Difficulty in start-up financing is one of the major problems confronting college students who start businesses.Small-sum guaranteed loan is one of the important tools to support college students in start-up financing,yet no in-depth study has been conducted on the effectiveness of start-up financing with such loans.Taking sample data of Nanning City as an example and through analysis using AHPFCEM on the present situation and policies supporting start-up financing of college students with smallsum guaranteed loans,it has been found that such policies still cannot satisfy college students in their entrepreneurship needs.Therefore,a further carding of the system is needed.