广东省建行以金融科技助力“个转企”业务探索

Guangdong Construction Bank Helps“Individual To Enterprise”Business with Financial Technology

“个转企”是广东省近年来助力个体经济发展的重要举措,也是广东省建行着力支持中小微企业发展,体现大行社会责任担当的重要任务。本文将通过阐述面对个体经济受到新冠肺炎疫情大爆发的严重冲击,国家及各级政府所出台的一系列解困政策,及个体经济在疫情后的发展需求,对广东省建行“个转企”业务的进展、取得的成效及存在问题进行分析,提出广东省建行进一步以金融科技助力“个转企”的一些建议,以期为金融机构扶持“稳企业保就业”,促进个体经济发展提供一点参考。

“Individual to enterprise”is an important measure to help the development of individual economy in Guangdong Province in recent years.It is also an important task for CCB in Guangdong Province to support the development of small and medium-sized enterprises and reflect the social responsibility of CCB.This paper will analyze the progress,achievements and existing problems of the“individual to enterprise”business of Guangdong Construction Bank through elaborating a series of poverty-solving policies issued by the state and governments at all levels in the face of the severe impact of the outbreak of the Covid-19 epidemic,and the post epidemic development needs of the individual economy,and put forward some suggestions about Guangdong Construction Bank to further boost the“individual to enterprise”business with financial technology,in order to provide a reference for financial institutions to support“stabilize enterprises and ensure employment”,and promote the development of individual economy.