“后脱贫时代”返贫风险与保险反贫困的研究综述

A Review of Researches on the Risk of Returning to Poverty and Insurance Anti-poverty in the“Post-Poverty Era”

随着2020年全面脱贫节点的临近,中国的扶贫工作面临着严峻的历史大考。贫困人口在失去扶贫政策等外缓性因素的情况下,如何避免返贫,这一点值得深入研究。实践证明,保险扶贫在推动地区金融扶贫与保险供给侧改革等方面发挥着重要作用。在对近几年国内外相关文献进行梳理的基础上,针对“反脱贫时代”保险反贫困提出政策建议。

With the approaching of the comprehensive poverty alleviation node in 2020,China’s poverty alleviation work is facing a severe historical exam.How to avoid returning to poverty when the poverty-stricken people lose the external factors,such as poverty alleviation policies,this problem deserves further study.Practice has proved that insurance poverty alleviation plays an important role in promoting regional financial poverty alleviation and insurance supply side reform.On the basis of sorting out the relevant literature at home and abroad in recent years,policy recommendations were put forward for insurance anti-poverty in the“post-poverty era”.