摘要
数字普惠金融在拉动地区经济增长、促进贫困减缓等方面发挥着重要作用。本文选取2011-2018年中国31个省(市、自治区)的面板数据,基于面板回归模型对我国数字普惠金融与贫困减缓的关系进行实证研究。结果表明,数字普惠金融能够直接对贫困减缓产生积极影响,同时还可以通过收入分配效应和经济增长效应间接减轻贫困,且经济增长效应远大于收入分配效应;我国数字普惠金融对贫困减缓的影响具有明显的区域异质性,西部地区减贫效应显著且明显大于中东部地区,而中东部地区的减贫效应并不显著。
digital inclusive finance plays an important role in promoting regional economic growth and poverty alleviation.This paper selects panel data from 31 Chinese provinces(cities and autonomous regions)from 2011 to 2018,and conducts an empirical study on the relationship between digital inclusive finance and poverty reduction in China based on panel regression model.The results show that digital inclusive finance has a positive effect on poverty alleviation directly and at the same time alleviates poverty indirectly through income distribution and economic growth.The effect of economic growth is far greater than that of income distribution effect.The impact of digital inclusive finance on poverty alleviation in China has obvious regional heterogeneity.The poverty alleviation effect in the western region is significant and obviously greater than that in the central and eastern regions,while the effect in the central and eastern regions is not significant.
作者
郑美华
刘芃麦
王刚贞
Zheng Meihua;Liu Pengmai;Wang Gangzhen(Anhui University of Finance and Economics,Bengbu 233030,P.R.China)
出处
《江西科技师范大学学报》
2020年第3期68-75,共8页
Journal of Jiangxi Science & Technology Normal University
基金
2019年安徽省高等学校人文社会科学研究项目:“数字化、产业化与合作金融的发展路径研究”
2019年安徽省哲学社会科学规划项目“安徽省数字普惠金融发展对贫困减缓的作用机制与效果评价研究”(编号:AHSKY2019D086)的阶段性成果。
关键词
数字普惠金融
贫困减缓
区域异质性
面板回归模型
digital inclusive finance
poverty reduction
regional heterogeneity
panel regression model
