民营企业民间融资的刑事法律风险探究——以优化营商环境为视角

Research on criminal legal risk of private financing in private enterprises——From the perspective of optimizing the business environment

"民营企业不需要特殊扶持,而是需要稳定、公平、可预期的法治环境"是民营企业家在民间融资时共同的心声。优良的营商环境是需要刑事司法来保驾护航的,然而,我国刑法对民间融资犯罪圈的划定稍显混乱,在是罪非罪、此罪彼罪的认定上也不够明确,致使刑法对民间融资中的犯罪规制效果有限,因此有必要探析现下刑法规制无力的窘迫原因。打击民间融资中的非法集资行为,应选择兼顾金融安全与金融效率的立场,在非法集资犯罪的规范适用问题上,行政程序前置认定"非法性"是有必要的,而"非法占有目的"和"存款"的认定都应该有相应的限缩性解释。

“Private enterprises do not need special support and need a stable,fair and predictable environ⁃ment for rule of law”is the common voice of private entrepreneurs in private financing.An excellent business environment requires criminal justice to protect and escort.However,the criminal law of our country is slightly confusing for the definition of civil financing crime circle.It is not clear enough to determine the crime of crime and the crime of this crime.As a result,the criminal law has limited effect on criminal regulation in private fi⁃nancing.Therefore,it is necessary to analyze the current situation.The reasons for the imprisonment of the crim⁃inal law system.To combat illegal fund-raising in private financing,we should choose a position that takes into account both financial security and financial efficiency.On the issue of the regulation and application of illegal fund-raising crimes,it is necessary to pre-determine"illegality"in administrative procedures,and“illegal pos⁃session purposes”.And the definition of"deposit"should be interpreted accordingly.