保护信用权益 优化营商环境

Protect Credit Rights and Interests,Optimize the Business Environment

民无信不立,在信息时代,信用信息对一个人的影响已不再局限于周遭邻里对其的评价,随着科学技术的发展,整个世界都在参与着对社会个体信用状况的评价,我们必须承认“信用”在今天不仅是一种道德品质,更是履约能力的象征,丧失个人信用则意味着失去了发展的机会,因此保护好这一兼具人格权属性和财产权属性的权利,构建一个井然有序、信用良好的社会,能在一定程度上推动良好营商环境的建设。本文将着眼于信用权益,通过整理近些年司法实践中关于侵害信用权益的典型案例,进而分析当前我国法律体系在信用权益保护的前端和后端存在的弊病,从信用确权、信用奖惩、信用修复以及损害赔偿等方面提出几点思考。

In the current era of credit economy,people can’t stand without faith,the influence of credit information on a person is no longer limited to the evaluation of neighbors.With the development of science and technology,the whole world is participating in the evaluation of the credit status of social individuals.We need to recognize that"credit"is not only a moral quality,but also a symbol of performance.Losing personal credit means losing opportunities of development.Therefore,we should protect this right that has both the attributes of personality and property.Building a well-ordered society with good credit can promote the construction of a good business environment to a certain extent.This article will focus on credit rights and interests,by sorting out typical cases of infringement of credit rights and interests in judicial practice in recent years,and then analyzing the disadvantages of the current legal system on protection of credit rights in China,from the credit confirmation,reward and punishment of creit,credit repair and damage compensation,puting forward some thoughts.