“资产建设”理论视域下农民工城市创业精准教育与培训研究——基于CHIP数据的分析

Precision Education and Training for Urban Entrepreneurship of Migrant Workers in the Perspective of Asset-Building Theory:A CHIP Data-Based Analysis

迈克尔·谢若登的“资产建设”理论为农民工城市创业精准教育与培训提供了一个恰切的理论视角。CHIP(“中国家庭收入项目调查”数据库,包括“城镇住户”“农村住户”“外来务工住户”三大类调查数据)数据表明:农民工创业比例高,聚集于低端服务业,劳动流转率低,收入较高;社会保险等无形资产累积不足;有形资产具有一定的固定资产累积和闲置资金,但资产配置简单,创业本身负债不显著,资产抗风险能力低。据此,笔者提出将“资产建设”纳入农民工创业精准教育与培训,增加有形资产和无形资产建设内容,依据资产水平建立精准培训筛选机制等发展建议。

This study used the CHIP data to interpret the entrepreneurship training of migrant workers from the perspective of Michael Sherraden’s asset-building theory.It found that a high proportion of urban businesses,started by migrant workers,mainly gathered in the service industry with low labor turnover rate and high income.It also found that migrant workers’intangible assets like social insurance are insufficiently accumulated while tangible assets allocated simply in fixed assets and surplus funds,with insignificant debts and low risks.This suggests that it is necessary to enhance precision training of migrant workers for assets building to enrich tangible assets and intangible assets,and establish precision training screening mechanism based on assets level.