融资租赁公司风险管控的策略分析

Risk Management and Control of Fiancial Leasing Company

融资租赁作为一种创新型的融资工具,因为顺应经济发展而被现代企业广泛应用。但租赁业务本身具有金融属性,在快速发展的过程中也面临着多种风险。本文分析了融资租赁公司的风险分类和风险管控策略等问题,认为融资租赁公司需要建立全面风控体系,培育全员树立良好的风险管理理念,提高资产管理能力,统筹规划租金及到期债务。融资租赁公司要研究解决风险的策略,不断完善风险的预警机制,逐渐形成在细分行业或领域内精耕细作、自身优势鲜明、有核心竞争力的租赁公司。

Financial leasing,as an innovative financing tool,is widely used by modern enterprises for its conforming to economic development.However,the leasing business itself has financial attributes and faces various risks in the process of rapid development.This paper analyzes the problems of risk classification and risk control strategies of financial leasing companies,and concludes that financial leasing companies need to establish a comprehensive risk control system,cultivate all employees to establish good risk management concepts,improve asset management capabilities,and plan rent and due debts as a whole.Financial leasing companies should study the strategies to solve risks,continuously improve the early warning mechanism of risks,and gradually form leasing companies that work intensively in subdivided industries or fields,while have distinct advantages and core competitiveness.