论越权担保行为的法律效力

On the Legal Effect of Unauthorized Guarantee

相对人善意时越权担保行为有效,但相对人善意的判断标准需要进一步明确。当不存在公司决议时,通常认定相对人是恶意的,但相对人能够举证证明不存在公司决议符合交易习惯或者满足《九民纪要》第19条规定情形的除外。当存在公司决议时,相对人如果尽到了形式审查义务就应当认定其是善意的。相对人恶意时越权担保行为效力待定,但该法律效果的法律依据有待进一步探究。越权担保行为无效后的损害赔偿责任视相对人的主观过错而定。

The unauthorized guarantee is effective when the counterpart is in good faith,but the judgment standard of the counterpart's good faith needs to be further clarified.The counterpart is usually deemed to be malicious when there is no company resolution,with the exception of the counterpart can prove that there is no company resolution that complies with trading habits or meets the circumstances specified in Article 19 of the Minutes of the National Court of Civil and Commercial Trial Work.When there is a company resolution,the counterpart should be determined in good faith if he fulfills his formal review obligations.The pending validity of the unauthorized guarantee behavior is determined when the counterpart is malicious,but the legal basis for the legal effect needs to be further explored.The liability for damages after the invalid unauthorized guarantee depends on the subjective fault of the counterpart.