医疗责任商业保险制度构建路径探究

Research on the Construction Path of Medical Liability Commercial Insurance System

近年来我国的医疗卫生事业得到了长足的发展,但与此同时医患矛盾也日益尖锐,医患双方都希望自身的利益能够得到有利的保护。由于双方立场不同,往往会发生冲突,各种医闹事件层出不穷,屡见不鲜。传统的解决手段并没有达到应有的效果,而引进医疗责任商业保险制度,则可以同时兼顾双方的利益,既可以保障患者在受到医疗侵权行为侵害时能够得到合理的赔偿,同时也可以保障医护工作者的合法权益不受侵害。

China's medical and health services have made considerable progress in recent years,however,the contradiction between doctors and patients has become increasingly sharp at the same time,and both doctors and patients hope that their own interests can be beneficially protected.Due to the different positions of the two sides,various medical incidents and conflicts often occur.Traditional solutions have not achieved the desired results.Therefore,the introduction of a medical liability commercial insurance system can take into account the interests of both parties,which can ensure that patients receive reasonable compensation when they are violated by medical torts,but also protect the legitimate rights and interests of medical staffs are not infringed.