商业银行信贷管理制度实施中存在的问题及对策

Existing Problems and Countermeasures of the Implementation of Credit Management System of Commercial Banks

商业银行是我国重要的经济机构,其在长期的发展过程中已经建立了一定程度的信贷管理制度,但是在具体实施过程中还存在问题。基于此,论文就商业银行信贷管理制度实施中存在的问题及对策进行了分析,希望对实际的商业银行信贷管理起到借鉴作用。

Commercial banks are important economic institutions in China.They have established the credit management system to a certain extent in the long-term development process,but there are still problems existing in the specific implementation process.Based on this,the paper analyzes the existing problems and countermeasures of the implementation of credit management system of commercial banks,hoping to play a reference role in the actual credit management of commercial banks.