供应链金融提升新型农业经营主体融资可得性效用分析

Analysis on the Effectiveness of Supply Chain Finance in Enhancing the Financing Availability of New Agricultural Business Owners

通过梳理影响新型农业经营主体供应链融资的因素,采用倾向得分匹配方法检验供应链金融提升新型农业经营主体融资可得性效用分析。结果显示:年龄、受教育程度、品牌知名度与新型农业经营主体参与供应链融资的概率成正相关,而期望融资期限与新型农业经营主体参与供应链融资的概率成负相关;供应链金融能够有效提升新型农业经营主体的融资可得性;不同模式对供应链融资额的提升效用存在差异,农业龙头企业的作用最为显著,专业大户、家庭农场和农民合作社次之,因此新型农业经营主体规模越大其供应链融资可得性越高。

By combing the factors influencing the supply chain financing of new agricultural business owners,this paper uses the propensity score matching method to test the effectiveness of supply chain finance in enhancing the financing availability of new agricultural business owners.The results show that age,education level and brand awareness are positively correlated with the probability of new agricultural business owners in acquiring supply chain financing,while the owners’expected repayment period is negatively correlated with their probability in acquiring supply chain financing;supply chain finance can effectively enhance the financing availability of new agricultural business owners;different business modes have different effectiveness in enhancing supply chain financing amount,with leading agricultural enterprises playing the most significant role,followed by big professional farm-households,family farms and farmers'cooperatives.It can be concluded that the larger the scale of new agricultural business is,the higher the availability of supply chain financing will be.