金融产业集聚对区域经济增长的影响——基于中国西部11个省区市数据的实证分析

The Influence of Financial Industry Agglomeration on Regional Economic Growth——An Empirical Analysis based on the Data of 11 Provinces,Regions and Cities in Western China

文章首先利用区位熵指数法,从银行业、保险业和证券业三个维度测度了西部11个省区市金融产业集聚水平,然后采用2009—2018年面板数据,利用单位根检验、协整检验、拉格朗日乘数检验和豪斯曼检验构建固定效应模型,对我国西部地区金融产业集聚对区域经济增长影响进行实证分析。结果表明:西部11个省区市金融产业集聚水平总体保持持续上升的势头;保险业集聚因素对区域经济增长起正向推动作用,而银行业集聚和证券业集聚因素则起到抑制作用。

This paper,using the method of location entropy index,from three dimensions of bank⁃ing,insurance and securities measured the financial industry agglomeration level of 11 provinc⁃es,regions and cities in the west.Then it used the panel data from 2009 to 2018 to build a fixed effects model by the unit root test,co-integration test,Lagrange multiplier test and hausman test.It also made an empirical analysis of the influences of financial industry agglomeration on the regional economic growth in the western region of our country.The results showed that the agglomeration level of financial industry in the 11 provinces,regions and cities in western China maintained a momentum of continuous rise;the agglomeration factors of insurance industry played a positive role in promoting regional economic growth,while the agglomeration factors of banking industry and securities industry played restraining roles.