我国中小企业融资困境的探究

Research on the financing dilemma of small and medium-sized enterprises in China

近年来,中小企业为我国经济平稳健康发展提供了大力支持,为市场创新做出了重要贡献。但是,中小企业在发展过程中依旧面临融资难、融资成本高的困境,致使中小企业因资金限制不能更好地发展自己,随时都有被时代淘汰的可能性。因此,研究中小企业融资存在的问题,寻找产生的原因,并基于此提出相应的解决方法,对于切实解决中小企业融资困境是十分重要的。

In recent years,small and medium-sized enterprises have provided strong support for the steady and healthy development of China’s economy and made important contributions to market innovation.However,small and medium-sized enterprises still face difficulties in financing and high financing costs in the process of development,resulting in small and medium-sized enterprises being unable to better develop themselves due to capital constraints and being likely to be eliminated by the times at any time.Therefore,it is very important to study the problems existing in the financing of small and medium-sized enterprises,find the causes,and propose corresponding solutions based on this.