数字技术、数字信用制度及其共生性研究

Research on Digital Technology,Digital Credit System and Their Symbiosis

伴随着数字技术的发展,数字信用制度应运而生。数字信用制度是生产关系适应经济社会数字生产力的产物,是一种以数据为基础、利用数字工具搭建数字化场景、作用于数字经济要素的数字化经济关系。与以往在技术进步的客观要求下,通过经济主体理性构建或者动态博弈衍生形成的信用制度形式不同,数字信用制度与数字技术之间显示出极强的共生性,可将其称为技术共生型信用制度。技术共生型信用制度的出现弥补了传统技术衍生型信用制度的局限性,实现了技术与制度在时间和空间维度的双重契合。通过聚焦技术共生型信用制度的典型现实案例即区块链可以看出,区块链技术所共生出的信用制度对于解决信息不对称问题具有重要价值。

With the development of digital technology,the digital credit system came into being.The digital credit system is a product of the productive relations adapting to the digital productivity in the econonic society.It is a digital economic relationship which is based on data,uses digital tools to build dligital scenarios,and acts on the factors of the digital economy.Different from the credit systems formed by the rational construction of economic subjects or the derivation of the dynamic game according to the objective requirements of technological progress in the past,the digital credit system shows strong symbiosis with digital technology.It can be called a credit system in the type of technological symbiosis.The emergence of the credit system in the type of technological symbiosis has made up for the linmitations of the traditional technology-derived credit system,and has realized the dual fit of technology and system in the dimensions of time and space.By focusing on the typical practical casc of the credit system in the type of technological symbiosis,i.e.Block chain,it can be seen that the credit system formed through symbiosis of the blockchain technology is of significant value in solving the problem of information asymmetry.