商业银行分支机构管理及建设探析——基于资金管理模式视角

Research on the Management and Construction of Branches of Commercial Banks——Based on the Perspective of Fund Management Mode

在总分行制下实现对分支机构的风险控制与效率兼顾,商业银行资金管理及其模式是一个重要途径。全额资金管理模式与差额资金管理模式各有优劣。在不同的资金管理模式下,对分支机构管控的配套管理会存在差异,也会形成不同分支机构的建设思路与方法。

Under the system of head office and branch,it is an important way for commercial banks to control the risks and efficiency of branches.The full fund management mode and the difference fund management mode have their own advantages and disadvantages.Under different capital management modes,there will be differences in the supporting management of branch management and control,and different construction ideas and methods of branches will be formed.