老龄化背景下我国养老保险制度的改革探析

Analysis on the Reform of China's Pension Insurance System under the Background of Aging

随着生育水平的持续走低与人口寿命的不断增长,世界各国均面临着人口老龄化现状,这不仅使得“人口红利”消失,还导致越来越多国家面临着养老保险金不足等挑战。如此背景下,有必要就我国养老保险制度的改革路径进行探索,以保障我国养老事业的可持续发展。

With the continuous decline of the fertility level and the continuous increase of population life span,countries in the world are facing the status quo of population aging,which not only makes the"demographic dividend"disappear,but also causes more and more countries to face challenges such as insufficient pension insurance.In this context,it is necessary to explore the reform path of China's pension insurance system to ensure the sustainable development of pension industry.