摘要
金融科技在最近几年发展迅速,商业银行的经营绩效也可能受到影响。选取15家商业银行2016Q1-2019Q3的数据作为研究样本,将金融科技指标作为宏观变量,分析其对商业银行经营绩效的影响。研究表明,商业银行的经营绩效并不受金融科技的影响,主要受内部因素影响。
Financial technology has developed rapidly in recent years,and the operating performance of commercial banks may also be affected.Data of 15 commercial banks Q1-2019Q3 2016 were selected as the research sample,and the financial science and technology index was taken as the macro variable to analyze its influence on the operating performance of commercial banks.The research shows that the operating performance of commercial banks is not affected by financial technology,mainly by internal factors.
作者
李文舒
LI Wen-shu(School of Management,Shanghai University of science and Technology,Shanghai 200093,China)
出处
《经济研究导刊》
2020年第26期99-102,共4页
Economic Research Guide
关键词
商业银行
金融科技
经营绩效
影响因素
commercial banks
financial science and technology
operating performance
influencing factors