互联网金融下大学生校园信贷消费现状分析——以江苏高校为例

Analysis of the current situation of college students’ campus credit consumption under the internet finance--Take universities in Jiangsu province for example

在国家互联网金融发展战略下,信贷消费进入一个全新阶段,在大数据背景中,校园信贷产品看准时机抓住机遇迅速崛起,将移动互联网与5G等新兴技术与信贷消费平台相结合,极大迎合当代大学生的需求,且相关政策的制定让人们更加重视校园信贷产品。论文基于江苏高校学生的问卷调查,结合大学生信贷消费的特征,通过统计分析进行大学生信贷消费现状的结论归纳,并探究互联网信贷产品的未来发展趋势。

Under the background of the national development strategy of Internet finance,credit consumption has entered a new stage.In the background of big data,campus credit products seize the opportunity to rise rapidly and combine the emerging technologies such as mobile Internet and 5G with the credit consumption platform to meet the needs of contemporary college students.With the introduction of relevant policies,campus credit products have attracted more and more attention.Based on the questionnaire survey of college students in Jiangsu province and the characteristics of college students'credit consumption,this paper summarizes the conclusion of the current situation of college students'credit consumption through statistical analysis and explores the future development trend of internet credit products.