基于区块链技术的央行数字货币风险防范制度构建

The Construction of the Central Bank's Digital Currency Risk Prevention System Based on Blockchain Technology

经济社会中货币形态逐渐向数字化发展,各国政府都在致力于研究开发本国的法定数字货币。疫情期间央行数字货币研究所对外公示最新一条的专利名称为“一种数字货币的生成方法及系统”。我国央行将要发行法定数字货币,将会对我国经济社会发展有着重要的变革意义。央行未来发行法定数字货币可能面临新的挑战,应当以谨慎的态度解决问题、消除风险。

In economic society,the form of money is gradually developing to digital.All governments are committed to the research and development of their own legal digital currency.During the epidemic period,the digital currency Research Institute of the central bank publicized the latest patent name as"a generation method and system of digital currency".China's central bank will issue legal currency,which is of great significance to China's economic and social development.The central bank may face new challenges in issuing legal digital currency in the future,so it should be cautious to solve the problems and eliminate the risks.