脱贫攻坚期宝鸡市金融扶贫成效研究--基于宝鸡市五个贫困县区的动态面板数据分析

On the Effect of Financial Poverty Alleviation in Baoji City during the Period of Poverty Alleviation——Based on the Dynamic Panel Data Analysis of Five Poor Counties and Districts in Baoji City

本文选取2000-2018年宝鸡市扶风县、太白县、麟游县、千阳县、陇县五个原贫困县数据,运用系统GMM的计量方法,实证分析了金融发展对贫困程度改善的作用效果。研究结果表明:长期内,金融发展可有效抑制贫困,金融发展效率与贫困程度改善存在非线性关系,与金融发展规模相比较,金融发展效率对贫困程度改善的积极作用更强。财政支出、经济增长、固定资产投资和城镇化水平对贫困程度改善均具有正向影响,而收入差距拉大则负向冲击减贫效果。应继续积极发挥金融支持县域发展的核心作用,以及各类金融机构主体服务实体经济的职能,增进金融扶贫、普惠金融的实践成效。

Based on the data of five poverty-stricken counties of Fufeng,Taibai,Linyou,Qianyang and Longxian in Baoji from 2000 to 2018,this paper empirically analyzes the effect of financial development on the improvement of poverty by using the measurement method of System GMM.The results show that:in the long run,financial development can effectively curb poverty;there is a nonlinear relationship between the efficiency of financial development and the improvement of poverty;compared with the scale of financial development,the efficiency of financial development has a stronger effect on the improvement of poverty.Fiscal expenditure,economic growth,fixed asset investment and urbanization level have a positive influence on the improvement of poverty,while the widening income gap has a negative impact on poverty reduction.We should continue to give full play to the core role of financial support for county development,and the main body of various financial institutions to serve the real economy,to enhance the practical effect of financial poverty alleviation and inclusive finance.