困境与出路:区域民营企业信用体系构建

Predicament and Outlet:the Credit System Construction of Regional Private Enterprises

民营企业已经是国民经济发展中的重要力量,但在经济市场中做大做强的民营企业在金融市场中尚未取得与之匹配的地位,突出表现之一就是民营企业在市场上的融资困难。民营经济作为市场经济发展的后起之秀,需要以现有的金融市场融资秩序为基础参加市场竞争。其中最重要的规则之一就是信用评价体系。目前的问题是民营企业在现有的评价体系中难以很好地融入,这就需要对现有的信用评价体系进行合理的改造。这既是困境,也是出路。

Private enterprises have been an important force in the development of the national economy, but the private enterprises,which have become bigger and stronger in the economic market,have not achieved a matching position in the financial market,one of the outstanding performance is the financing difficulties in the market.As a rising star in the development of market economy,private economy needs to take part in market competition on the basis of the existing financing order of financial market.One of the most important rules is the credit rating system.The current problem is that it is difficult for private enterprises to integrate into the existing evaluation system,which requires a reasonable transformation of the existing credit evaluation system.This is both a dilemma and a solution.