“新基建”对农业保险影响

Impact of "New Infrastructure Construction" on Agricultural Insurance

根据国家加快推进“新基建”的趋势,结合农业农村部等部门发布的《数字农业农村发展规划(2019-2025年)》等文件,分析了“新基建”对农业和农业保险行业产生的影响,并进一步分析了农业的数字化发展趋势会对农业保险行业产生的影响,最终得出了“新基建”的发展能够解决农业保险市场的部分市场失灵问题,降低保险公司成本,并影响农业保险产品发展趋势等结论;最后,针对“新基建”在促进农业和农业保险行业发展过程中存在的问题提出了相关建议。

According to the trend of accelerating the promotion of"new infrastructure"by the state,combined with the documents of"digital agricultural rural development plan(2019-2025)"issued by the Ministry of agriculture and rural areas and other departments,this paper analyzes the impact of"new infrastructure"on agriculture and agricultural insurance industry,and further analyzes the impact of the digital development trend of agriculture on agricultural insurance industry,and finally concludes that The conclusion is that the development of"new infrastructure"can solve some market failure problems of agricultural insurance market,reduce the cost of insurance companies,and affect the development trend of agricultural insurance products.Finally,this paper puts forward relevant suggestions for the problems existing in the process of promoting the development of agriculture and agricultural insurance industry.