探究互联网金融对宏观经济的影响

Exploring the Impact of Internet Finance on Macroeconomy

互联网金融是时代发展的必然产物,是科技与金融结合产生的一种新型金融模式。互联网金融的出现对于宏观经济的影响具有双重性。互联网金融的出现提高了我国经济增长速率、增加了资金使用效率,并且帮助我国一些企业,拓宽了资金获取渠道。但是,由于互联网金融发展时间较短,其内部体系以及监管体系存在的欠缺也使得其对我国的宏观经济产生了一些不利影响,这些影响不利于我国宏观经济的正常发展。基于此,以互联网金融为研究对象,探讨其对宏观经济造成的双重影响。

Internet finance is the inevitable product of the development of the times and a new financial model produced by the combination of science and technology and finance.The emergence of Internet finance has dual impact on macro economy.The emergence of Internet finance has increased the rate of economic growth,increased the efficiency of the use of funds,and helped some enterprises in China to broaden the channels for obtaining funds.However,due to the short development time of Internet finance,the lack of its internal system and supervision system also makes it have some adverse effects on the macro economy of our country,which is not conducive to the normal development of our macro economy.Based on this,taking Internet finance as the research object,this paper discusses its dual influence on macro economy.