我国第三方支付的主要风险与防范

Main Risks and Precautions of Third Party Payment in China

我国第三方支付行业经过多年的高速发展,已经开始由高速增长阶段逐步转向高质量发展阶段,成为当前我国支付服务市场的有效补充。随着业务的不断发展,第三方支付行业积累的风险隐患逐渐显现,给金融安全和消费者权益带来了一定的负面影响。本文简要介绍我国第三方支付的发展现状,深入分析存在的主要风险,有针对性地提出了符合我国国情的风险防范办法。

After years of rapid development,the third-party payment industry in China has gradually shifted from a stage of high-speed growth to a stage of high-quality development.Now the third party payment becomes effective supplement of payment service market in China.With the continuous development of the business,the risks and hidden dangers of third party payment industry gradually appear.It has brought some negative effects on financial security and consumers'rights and interests.This paper briefly introduces the development status of the third party payment in China,intensively analyses the main risks of third party payment industry,and purposefully puts forwards risk precautionary measures according to our national conditions.