商业银行推动商业承兑汇票业务发展策略研究

Research on the Development Strategy of Commercial Banks to Promote Commercial Acceptance Bill Business

随着我国实体经济及票据市场向高质量发展,基于商业信用而签发的商业承兑汇票在企业得到了更多应用,为企业解决融资难、融资贵问题提供了新的路径。商业承兑汇票业务的发展符合票据市场发展方向,在发展中离不开票据市场重要参与主体商业银行的支持。本文从研究发展商业承兑汇票业务的积极意义入手,分析我国商业承兑汇票业务发展情况及推动因素,并对商业银行如何推动商业承兑汇票业务发展提出建议。

With the high-quality development of China’s real economy and bill market,commercial acceptance bills issued based on commercial credit have been more applicable in enterprises,which provides a new way for enterprises to solve financing issues,i.e.difficulty and high cost.The development of commercial acceptance bill business is in line with the development direction of bill market,and this development can’t be achieved without the support of commercial banks,an important participant in the bill market.This paper starts from the positive significance of the research and development of commercial acceptance bill business,analyzes the development situation and driving factors of commercial acceptance bill business in China,and finally puts forward suggestions for commercial banks to promote the development of commercial acceptance bill business.