2Chen T. H. and Chen C. W. Application of data mining to the spatial heterogeneity of foreclosed mortgages [ J ]. Expert Systems with Applications, 2010, 37(2):993-997.
3Medema L. , Koning R. H. , and Lensink R.. A practical approach to validating a PD model [ J ]. Journal of banking and finance, 2009, 33 (4) :701 - 708.
4Bellotti, T. and Crook, J. Support vector machines for credit scoring and discovery of significant features [ J]. Expert Systems with Applications, 2009, 36 (2) : 3302 - 3308.
5Lee Y. C. Application of support vector machines to corporate credit rating prediction [ J ]. Expert Systems with Applications, 2007, 33:67 -74.
6Twala, B. Multiple classifier application to credit risk assessment [ J ]. Expert Systems with Applications, 2010, 37 (4) : 3326 - 3336.
7Bhekisipho T. Multiple classifier application to credit riskassessment[ J]. Expert Systems with Applications, 2010,37 (4) : 3326 - 3336.
8Lawrenc E. C. and Arshadi N. A muhinomial logit analysis of problem loan resolution choices in banking [ J]. Journal of Money, Credit and Banking. 1995, 27 ( 1 ) :202 - 216.
9Cowan, A. M. and Cowan, C. D. Default correlation: An empirical investigation of a subprime lender [ J ]. Journal of Banking and Finance, 2004, 28 (4) : 753 - 771.
10Qi M. and Yang X. L. Loss given default of high loan-to-value residential mortgages[ J]. Journal of Banking and Finance, 2009, 33 (5) : 788 - 799.