摘要
损失是非寿险精算中的重要概念之一,而在计算非寿险的损失时往往会运用许多统计学的计算方法.通过介绍非寿险精算的统计学理论状况,结合统计方法切实解决非寿险精算中损失分布理论的应用流程,综述了随机模拟方法、参数估计和假设检验等统计学方法在非寿险精算的应用,从而为非寿险精算的深层研究打下基础.
Loss is one of the important concepts in non-life insurance actuarial calculations,and many statistical calculation methods are often used when calculating non-life insurance losses.This article introduces the statistical theory of non-life insurance actuarial calculations,combined with statistical methods to practically solve the application process of loss distribution theory in non-life insurance actuarial calculations,and summarizes the application of statistical methods such as stochastic simulation methods,parameter estimation and hypothesis testing to non-life actuarial calculations.The findings lay solid foundation for in-depth study of non-life insurance actuarial calculations.
作者
杨鑫
蔺琳
YANG Xin;LIN Lin(Department of Basic Education,Dalian University of Finance and Economics,Dalian,Liaoning 116000)
出处
《怀化学院学报》
2020年第5期34-37,共4页
Journal of Huaihua University
关键词
非寿险精算
统计学方法
假设检验
参数估计
损失分布理论
non-life insurance actuarial
statistical method
parameter estimation
hypothesis test
loss distribution theory
