我国票据保证效力立法的不足与完善

The Deficiency and Perfection of the Legislation on the Legal Effect of Negotiable Instrument Guarantee in China

在票据保证中,保证人的担保范围不仅包括持票人的票据权利,也应当包括持票人在票据法上权利,同时,相较于连带责任,将保证人责任的性质定为同一责任更符合票据流通的需要。在履行票据债务后,保证人应当享有代位权,代位取得持票人的权利,其权利类型既应表现为票据权利,也应表现为票据法上权利;其行使对象应包括承兑人、被保证人及其前手。

In negotiable instrument guarantee,the scope of the guarantor’s guarantee includes not only the holder’s rights to the bill,but also the holder’s rights under the bill law.At the same time,compared to joint liability,it is more in line with the bill to define the nature of the guarantor’s liability as the same liability for the need for circulation.After fulfilling the debt of the bill,the guarantor shall enjoy the right of subrogation,and the right to obtain the holder by subrogation.The type of rights shall be expressed as bill rights,that is,the right of payment or recourse or both,and shall also be expressed as bill law.The above rights,such as the right to request the return of benefits;the objects of exercise should include the acceptor,the guarantor and their predecessors.