企业破产程序中担保物权的限制与保护

The Restriction and Protection of Security Interest in the Bankruptcy Procedure of Enterprises

企业破产程序中法律对担保物权既有限制又有保护,但通过实证研究可发现,相关制度设计的运行效果并不理想,担保物权受到过度限制,而得到的保护则不充分。现行规则在运行中产生的偏离既有利益冲突的原因,也受到立法倾向的影响。应当重新构建担保物权限制制度,通过限定暂停的范围与期限,降低自动中止模式的负面影响;完善保护制度,发挥恢复行使、补偿制度等的作用,同时还应当明确担保物权相关费用的承担规则,解决司法实践中的争议。

In the process of enterprise bankruptcy,law has both restriction and protection on the security interest.However empirical research shows that the operation of the legal system is not perfect,and security interest is over limited,not fully protected.The deviation of legal rules in operation is not only caused by the conflict of interest,but also influenced by legislative tendency.We should reconstruct the system of restriction of security interest by limiting the scope and period of suspension to reduce the negative effect of automatic suspension mode;we should also improve the protection system,give full play to the functions of restoration and compensation system,and at the same time,we should make clear the rules of bearing the costs related to the security interest,so as to solve the disputes in practice.