摘要
2020年我国进入全面建成小康社会决胜期,科技型中小企业作为科技创新的重要力量,成为我国高质量经济发展的新增长点,其健康有序地可持续发展成为国家经济发展的重要保证。基于企业生命周期理论,分析科技型中小企业处于不同发展阶段的技术创新特点、风险特征及融资需求。针对多种融资模式进行比较,探索出匹配各生命周期阶段科技型中小企业可选择的有效融资模式,并从政府、金融机构及企业自身提出完善科技型中小企业融资模式的建议,为科技型中小企业资金问题的缓解提供可行性的路径。
China will enter the decisive period of building a moderately prosperous society in all respects in 2020.As an important force for scientific and technological innovation,technology-based SMEs have become a new growth point for China's high-quality economic development,and their healthy and orderly sustainable development has become an important guarantee to support China's economic development.Based on the theory of enterprise life cycle,this paper analyzes the characteristics of technological innovation,risk characteristics and financing needs of technology-based SMEs in different development stages.Based on the comparison of various financing modes,the effective financing modes that can be selected by technology-based SMEs in each life cycle stage are explored,and suggestions on improving the financing modes are put forward from the perspective of the government,financial institutions and enterprises themselves,so as to provide feasible approaches for alleviating the financing problems of technology-based SMEs.
作者
朱琳
ZHU Lin(School of Economics,Business College of Shanxi University,Taiyuan 030031,China)
出处
《科技和产业》
2020年第11期87-91,共5页
Science Technology and Industry
基金
学院科研基金项目(2018015)。
