粤港澳大湾区建设背景下广东金融风险防范化解研究

Research on the Prevention and Resolution of Financial Risks in Guangdong Province under the Background of the Construction of Guangdong-Hong Kong-Macao Greater Bay Area

十九大报告提出要坚决打好三大攻坚战,其首战是防范化解以金融风险为核心的重大风险,《粤港澳大湾区发展规划纲要》把防范化解金融风险作为粤港澳大湾区建设的一项重要任务。粤港澳大湾区作为中国对外门户枢纽,金融业规模已达世界级,防范化解金融风险是当前经济工作的重中之重。该文阐述了粤港澳大湾区建设背景下广东金融风险的现状和特点,分析了广东金融风险产生的深层原因,最后从加强监管和信息共享、稳步推进去杠杆、强化内部风险控制、规范金融创新活动、提高直接融资比例和区别风险类型应对等方面提出了广东防范化解金融风险的政策建议。

The report of the 19th National Congress of the Communist Party of China proposes to fight three major battles,the first of which is to prevent and resolve major risks with financial risks as the core.In the outline of development planning of Guangdong-Hong Kong-Macao Greater Bay Area,preventing and resolving financial risks is an important task for the construction of that area.Guangdong-Hong Kong-Macao Greater Bay Area as China’s foreign gateway hub,the scale of the financial industry has reached world-class,preventing and resolving financial risks is the top priority of the current economic work.This paper expounds the current situation and characteristics of Guangdong’s financial risks under the background of the construction,analyzes the deep-seated causes of Guangdong’s financial risks,and finally puts forward Guangdong’s prevention and resolution of financial risks from the aspects of strengthening supervision and information sharing,steadily promoting deleveraging,strengthening internal risk control,standardizing financial innovation activities,increasing the proportion of direct financing and distinguishing risk types policy recommendations for risk.