4Tridib Bandyopadhyay,Vijay S. Mookerjee and Ram C. Rao. Why IT managers don't go for cyber-insurance products [ J ]. Communications of the ACM ,2009 ,52 :68 - 73.
5Jeffrey R. Brown and Austan Goolsbee. Does the Internet Make Markets More Competitive? Evidence from the Life Insurance Industry [ J ]. The Journal of Political Economy,2002,110:481 - 507.
6M. Lelarge and J. Bolot. Economic Incentives to Increase Security in the Internet :The Case for Insurance[ J ]. INFOCOM ,2009,24 : 1494 - 1502.
7R. P. Majuca, W. Yurcik and J. P. Kesan. The Evolution of Cyber Insurance, 2006, http ://arxiv. org/ftp/cs/ papers/0601/0601020, pdf.