发展农村合作金融的SWOT分析与策略选择

SWOT Analysis of Developing Rural Cooperative Fiance System in China and Countermeasures

发展农村合作金融的策略选择应当综合考虑各种内外部因素。通过SWOT模型分析可知,农村合作金融既有内部优势,也有内部劣势;既有外部机遇,也有外部威胁。运用SWOT矩阵对以上因素进行归纳可得出相应的策略组合,其中克服内部劣势与规避外部威胁策略组合比较适合我国农村合作金融发展实际。该策略要求政府既不限制、禁止农村合作金融发展,也不盲目鼓动农村合作金融发展。该策略的实施需要出台与之相适应的配套举措。

To choose strategy to develop rural cooperative fiance system,a comprehensive consideration should be taken of both the internal and external factors of the area. The SWOT analysis indicates that rural cooperative fiance system has both internal merits and demerits.And it also has external opportunities and threats.To summarize above factors with SWOT matrix produces the corresponding strategy combination.The strategies to overcome internal disadvantages and avoid external threats are more suitable for the development of rural cooperative finance in China.This series of strategies require the government neither to restrict nor prohibit rural cooperative financial development,nor to encourage rural cooperative financial development blindly.To implement this series of strategies,some supportive measures should be introduced.