“保险+科技”发展趋势对保险经纪公司的启示

The Enlightenment of the Development Trend of "Insurance + Technology" to Insurance Brokerage Companies

随着互联网保险的发展以及近年来“保险+科技”的发展态势下,保险行业内“去中介化”的声音一直没有消停,互联网及其他科技手段的应用确实给专业保险中介带来了不小的挑战,但危机也意味着发展的机遇。论文首先肯定了保险经纪人的专业价值,通过简要介绍保险业运用科技手段的概况,分析保险经纪行业面临的挑战,并提出相应对策。

With the development of internet insurance and the development trend of"insurance+technology"in recent years,the voice of"disintermediation"in the insurance industry has not stopped.The application of internet and other scientific and technological means has indeed brought great challenges to professional insurance intermediaries,but the crisis also means development opportunities.First of all,the paper affirms the professional value of insurance brokers.By briefly introducing the general situation of the application of scientific and technological means in the insurance industry,the paper analyzes the challenges faced by the insurance brokerage industry and puts forward corresponding countermeasures.