商业信用风险管理大数据平台设计

Design of Big Data Platform for Commercial Credit Risk Management

商业信用风险的管理一直是国内外金融界关注的焦点,而其中高质量的信用风险管理大数据平台的建立是信用风险管理的关键。本文以提供商业信息及风险管理服务的企业商安信公司的大数据平台设计为实例,具体分析如何根据商业信用风险管理的特点,建立商业信用风险管理大数据平台,并详细论述其总体架构:包括认证层、服务层、消息层和数据层,整个平台采用模块化功能管理方法,主要包括查询模块、统计模块、监踪模块、管理模块、分组模块、筛选器模块等6个模块。

The management of commercial credit risk has always been the focus of domestic and foreign financial circles,furthermore the establishment of high quality big data platform is the key to credit risk management.This paper takes the big data platform design of business information and risk management service as an example,analyzes how to establish a big data platform for commercial credit risk management,based on the characteristics of commercial credit risk management.The overall structure of this big data platform includes:authentication layer,service layer,message layer and data layer.The whole platform uses modular functional management,including Query module,statistics module,monitor module,management module,packet module,filter module mainly.