保险公司风险管理研究——以A保险公司为例

Research on risk management of insurance company—A case study of insurance company A

随着保监会2017年起对我国保险行业一系列监管意见措施的出台与施行,保险行业面临的高压态势也与日俱增,为应对这一系列的监管措施,保险公司更要规范自身行为,加强公司风险管理的能力,保险公司的风险管理能力关乎公司的可持续发展,也维系着诸多客户的财产安全,文章通过分析A保险公司的风险管理的现状,对整个保险行业存在的问题进行分析,并对其提出合理化建议.

With the promulgation and implementation of a series of regulatory opinions and measures on China'􀆳s insurance industry since 2017,the insurance industry is facing an increasingly high pressure situation.In response to this series of regulatory opinions,insur-ance companies should regulate their own behavior and strengthen the ability of risk management.The risk management ability of insurance company is related to the sustainable development of the company,and also maintains the property safety of many customers.This paper an-alyzes the current situation of risk management of a insurance company,analyzes the problems existing in the whole insurance industry,and puts forward reasonable suggestions.