商业银行风险控制水平影响因素探究

Research on the influencing factors of risk control level of commercial banks

随着经济全球化趋势的发展,资本在经济体系中的作用越来越重要,而商业银行作为与资金货币紧密关联的特殊企业,其地位的重要性一目了然,商业银行的竞争,其核心是风险控制能力的竞争,商业银行的经营成功与否与其风险管控水平紧密相连,风险管控水平越高则意味着经营能力越好,反之则越差,如何在大趋势下把握时机,提高风险管理水平与核心竞争力,是我国银行业在时代背景下面临的巨大挑战.

The role of capital in the economic system is becoming more and more important with the economic globalization.As a special enterprise closely related to capital and currency,the importance of commercial bank’s status is clear at a glance.The core of the competition of commercial banks is the ability to control risks.The success of commercial banks’ operation is closely related to the level of risk control.The higher the level of risk control is,the better the operation ability is,and vice versa.How to grasp the opportunity under the general trend,improve the level of risk management and core competitiveness,is a huge challenge faced by China’s banking industry in the background of the times.