云南农业干旱风险管理创新途径研究——以天气指数保险为视角

干旱是云南农业面临的主要风险。传统的农业保险无法转嫁干旱风险,天气指数保险是有效管理干旱风险的创新途径。本文探讨了在云南开展农产品指数保险的原理和方法,并以红河州玉米为例,设计了农产品农业天气指数保险产品,对开展云南农业指数保险提出相关建议。

Drought is the main risk of Yunnan agriculture.The traditional agricultural insurance can't transfer the drought risk.Weather index insurance is an innovative way to manage drought risk effectively.This paper discusses the principles and methods of developing agricultural index insurance in Yunnan prov⁃ince,and designs agricultural weather index insurance products of agricultural products based on corn in Hon⁃ghe Prefecture,and puts forward relevant suggestions for developing agricultural index insurance in Yunnan province.