财政金融协同支持小农户融入现代农业体系发展研究

Research on Fiscal and Financial Coordination to Support Small Farmers to Integrate into the Development of Modern Agricultural System

促进小农户融入现代农业体系是提升我国农业整体发展实力的重要举措。但是,由于农村金融市场发展落后、农业生产融资渠道有限、农业发展投资主体缺乏、农户缺少风险分担体系等限制,农户融资难问题无法得到有效解决。小农户在融入现代农业体系过程中存在的资金需求需要财政与金融协同支持,因此文章提出要健全农村金融市场信用评价体系、财政支持农村金融发展模式创新、拓展财政金融协同服务渠道、构建财政金融保险协同支农体系等建议。

Promoting the integration of small farmers into the modern agricultural system is an important measure to enhance China's overall agricultural development strength.However,due to the backward development of the rural financial market,the limited financing channels on agricultural production,the lack of agricultural development investment entities,and the lack of risk sharing systems for farmers,the difficulty of financing for farmers cannot be effectively resolved.The financial needs of small farmers in the process of integration into the modern agricultural system require fiscal and financial support.Therefore,the paper proposes to improve the credit evaluation system of the rural financial market,the fiscal support for the innovation of the rural financial development model,the expansion of fiscal and financial cooperative service channels,and constructing the system of fiscal,financial and insurance coordination to support agriculture.In the context of the deep development of the rural revitalization strategy,the fiscal and financial cooperation supports small farmers to integrate into the modern agricultural system and the development of the rural economy.