乡村振兴背景下农村地区发展普惠金融的策略研究

Research on Inclusive Finance Development in Rural Areasunder the Background of Rural Revitalization

普惠金融是一种将被传统金融排斥在外的群体也纳入金融服务范畴的一种金融理念,其正确推广应用对农村地区经济发展有着重要意义。本文结合当下农村地区的现实情况,针对目前农村地区普惠金融发展中存在的一些障碍和困难,重点分析阻碍普惠金融发展的一些软硬件方面的问题,提出了相应的对策建议。从政府到个人都需立足本职,共同为普惠金融在农村地区的发展出一份力,以使普惠金融更好地助力脱贫攻坚,同时更好地服务乡村振兴战略,最终实现共同富裕。

Inclusive finance is a kind of financial concept which includes the groups excluded by traditional finance into the category of financial services.Based on the obstacles and difficulties of inclusive finance in rural areas at present,this paper analyzes some hardware and software problems hindering the development of inclusive finance,and puts forward corresponding countermeasures and suggestions.Both the government and individuals should stick to their own duties and jointly contribute to the promotion of inclusive finance in rural areas,so that inclusive finance can better contribute to poverty alleviation,better serve the rural revitalization strategy,and ultimately achieve common prosperity.